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First International Bank & Trust

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Description

First International Bank & Trust offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financial support for growth, equipment, or working capital. With a focus on personalized service, the bank provides flexible loan options backed by the SBA 7(a) program, helping entrepreneurs access the funding they need to succeed. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Whether you’re a startup or an established business, they aim to deliver competitive terms and quick approvals, fostering local economic development and business expansion. Located in Watford City, ND, the bank is committed to serving the financial needs of its community with integrity and professionalism.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.8
Google Review Count
25
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank offering SBA loan programs, business banking services, and financial solutions tailored to small and medium-sized enterprises in the region.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 8:30 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access basic banking services, but loan application and processing fees may apply for specific financial products.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
Services are primarily available to local residents and businesses within the region, though some services may be accessible to out-of-area clients with qualifying criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 650 is preferred, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 2 to 4 weeks, depending on the complexity of the application and completeness of documentation.
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