Go Back
Report Abuse

First Internet Bank of Indiana

photo-104.jpg
photo-104.jpg

Description

Offering comprehensive SBA lending solutions, this financial institution specializes in providing small businesses with access to capital through various loan programs. With a focus on supporting growth and expansion, it offers tailored financing options to meet diverse business needs. The bank is equipped to handle SBA 7(a) loans, providing flexible terms and competitive rates to help entrepreneurs achieve their goals. Whether you are starting a new venture or expanding an existing business, this lender aims to facilitate your success with personalized service and expert guidance. Located in Fishers, Indiana, it serves clients across the region, ensuring local businesses have the financial resources they need to thrive. The bank’s experienced team understands the nuances of SBA lending and works closely with borrowers to streamline the application process. From working capital to equipment financing, this institution is committed to fostering small business growth through accessible and reliable SBA loan programs.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
557
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that offers SBA loan programs to small businesses, providing financing options for growth, expansion, and working capital needs. You can find information about loan products, application processes, and support services tailored for small business owners. The bank specializes in SBA 7(a) loans and aims to help entrepreneurs access the funding they need to succeed.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also accommodated depending on availability. Contact the bank ahead of your visit to confirm the best way to proceed and to prepare any necessary documentation.
Question 3
What are the hours of operation?
Answer 3
The bank typically operates from 9:00 AM to 5:00 PM, Monday through Friday. It"s advisable to call ahead to confirm hours or to schedule an appointment outside regular hours if needed.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting with the bank; however, loan applications and processing may involve standard SBA and bank fees. These fees vary based on the specific loan product and terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and entrepreneurs within its regional service area. Eligibility for SBA loans depends on meeting specific criteria, but generally, it is open to qualified small businesses and residents within the region.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of approximately 640 is typically required, though higher scores improve approval chances. The bank reviews credit history as part of the overall qualification process.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process usually takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation. Early preparation and clear communication can help expedite the process.
Scroll to Top