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First Liberty Bank

First Liberty Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, the bank provides various SBA loan programs including the popular 7(a) loan program, which helps entrepreneurs access capital for a wide range of business purposes. Their experienced lending team works closely with clients to understand their unique financial situations and craft solutions that meet their goals. The bank supports small business owners with flexible terms and competitive rates, ensuring that borrowers can secure funding efficiently. Located at 1900 Sam Houston St in Liberty, TX, First Liberty Bank is dedicated to serving the local business community while also supporting regional economic development. Whether you’re starting a new venture or expanding an existing business, they are committed to helping you succeed through tailored SBA financing options.

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Lender Type

Commercial Bank

Google Rating

3.8

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a commercial bank offering SBA loan programs and small business financing solutions to help entrepreneurs grow and succeed.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.

Question 3

What are the hours of operation?

Answer 3

The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, with additional hours by appointment.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to access basic information; loan application fees and processing costs apply depending on the loan type.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves small business owners and residents within its geographic area, but may consider regional applicants for SBA loans.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

Typically, a minimum personal credit score of 640 is preferred, though higher scores improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process generally takes 30 to 45 days, depending on the complexity of the application and completeness of documentation.

First Liberty Bank

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