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First National Bank and Trust Company of Weatherford d/b/a First Bank Texas

First Bank Texas offers comprehensive SBA lending services tailored to meet the needs of small and medium-sized businesses seeking financial support. With a focus on SBA 7(a) loans, the bank provides flexible financing options for business expansion, equipment purchase, or working capital. Their experienced team guides clients through the application process, ensuring a smooth experience from start to finish. The bank’s commitment to personalized service helps entrepreneurs secure the funding they need to grow and succeed. Located in Weatherford, TX, the bank leverages local market knowledge to assist regional businesses effectively. They support a variety of industries, with a strong emphasis on real estate and commercial property financing. Whether you’re a startup or an established enterprise, First Bank Texas aims to deliver tailored financial solutions to help your business thrive.

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Lender Type

Commercial Bank

Google Rating

3.7

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a bank offering SBA loan services, including 7(a) loans, to support small and medium-sized businesses in Texas. You can find information about their loan programs, application process, and how they can help your business grow.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours. Calling ahead can help streamline your visit.

Question 3

What are the hours of operation?

Answer 3

The bank operates Monday through Friday from 9:00 AM to 5:00 PM. It"s best to call ahead for specific appointment times or to confirm hours on holidays.

Question 4

Is there a fee to use this?

Answer 4

There are no fees for visiting the bank; however, loan application and processing fees may apply depending on the specific loan program and terms.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves residents and businesses within its regional service area in Texas but welcomes inquiries from new clients seeking SBA financing solutions.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 640 is generally preferred, though higher scores can improve loan approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.

First National Bank and Trust Company of Weatherford d/b/a First Bank Texas

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