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First National Bank, Cortez

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Description

First National Bank offers comprehensive SBA loan services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on the SBA 7(a) program, the bank provides flexible financing options, including working capital, equipment purchases, and real estate acquisitions. Their experienced lending team guides clients through the application process, ensuring clarity and support at every step. The bank’s expertise in SBA loans helps businesses access competitive rates and favorable terms, making it a reliable partner for entrepreneurs in the Cortez area and beyond. Whether you’re starting a new venture or expanding an existing business, First National Bank is committed to helping you achieve your financial goals with personalized service and industry knowledge.

Location

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Q&A

Lender Type
Commercial Bank
Google Rating
4
Google Review Count
89
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that specializes in SBA loan programs, providing financing options and expert guidance for small and medium-sized businesses in the Cortez area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 8:30 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees apply only when applying for a loan or financial service.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and businesses in Cortez and the surrounding areas, but some services may be available to out-of-area clients.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is typically required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process usually takes approximately 30 to 45 days, depending on the complexity of the application and completeness of documentation.
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