Go Back
Report Abuse

First National Bank of Pulaski

photo-1286.jpg
photo-1286.jpg

Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses through various loan programs. With a focus on the SBA 7(a) loan program, it provides funding solutions for business expansion, working capital, and acquisition needs. The bank is committed to fostering growth in the Pulaski community and beyond, leveraging its expertise to guide clients through the loan process efficiently. Its experienced team understands the nuances of SBA lending, ensuring applicants receive personalized assistance and timely approvals. The institution’s primary NAICS code, 722511, indicates a strong emphasis on the hospitality sector, particularly restaurants and food services. With a record approval amount of $136,500, it demonstrates its capacity to support small business ambitions with flexible financing options. Whether you’re a startup or an established enterprise, this bank aims to be a reliable partner in your business journey, offering competitive rates and transparent terms to help you succeed.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.3
Google Review Count
33
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank that offers SBA loan programs, including the 7(a) loan, to help small businesses grow and succeed with personalized financial solutions.
Question 2
Do I need an appointment or can I walk in?
Answer 2
You can walk into the Pulaski branch during business hours or schedule an appointment with a loan officer for personalized assistance.
Question 3
What are the hours of operation?
Answer 3
The branch operates Monday through Friday from 9:00 AM to 5:00 PM, with additional appointment options available outside regular hours.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit the branch, but loan applications may include processing and guarantee fees depending on the loan terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
The bank serves small business owners and entrepreneurs in Pulaski and surrounding areas, with eligibility based on creditworthiness and business needs.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally recommended, but higher scores can improve the likelihood of approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 30 to 45 days, depending on the completeness of the application and supporting documentation.
Scroll to Top