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First National Bank Texas

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Description

First National Bank Texas offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, working capital, or acquisition needs. With a focus on personalized service, the bank provides a variety of loan options including SBA 7(a) and other government-backed programs to facilitate business expansion and stability. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Located in Killeen, TX, the bank is well-positioned to serve local entrepreneurs and regional businesses, offering flexible financing solutions that meet diverse industry needs. Whether you’re a startup or an established enterprise, they aim to support your business goals with competitive terms and dedicated customer service. The bank’s commitment to small business success is reflected in their tailored approach and extensive industry knowledge, making them a reliable partner for your financial journey.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.1
Google Review Count
104
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that provides SBA loan services, helping small businesses access financing for growth, working capital, and expansion. You can find personalized support and a variety of loan options tailored to your business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours. Calling ahead can help you prepare for your visit.
Question 3
What are the hours of operation?
Answer 3
The bank"s hours are typically Monday through Friday from 9:00 AM to 5:00 PM, but it"s best to confirm by contacting the branch directly.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit the bank; however, loan application and processing fees may apply depending on the services used.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and businesses in the Killeen area, but they also support regional clients seeking SBA financing.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally preferred, though higher scores can improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 30 to 60 days, depending on the loan complexity and completeness of your application.
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