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First National Community Bank

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Description

First National Community Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support. With a focus on facilitating growth and expansion, the bank provides various SBA loan programs including the popular 7(a) loan program, which is ideal for working capital, equipment purchases, and real estate acquisitions. Their experienced lending team works closely with clients to understand their unique needs and guide them through the application process, ensuring a smooth experience from start to finish. The bank’s commitment to personalized service and flexible financing options makes it a strong partner for entrepreneurs looking to secure funding for their business ventures. Located in Chatsworth, Georgia, the bank leverages its local market knowledge to support regional economic development while offering nationwide access to SBA loan programs. Whether you’re a startup or an established business, First National Community Bank provides the resources and expertise to help you achieve your financial goals and grow your enterprise.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.9
Google Review Count
34
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and business financing services, helping entrepreneurs and small businesses secure funding for growth and expansion.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to meet with a lender, but walk-ins are also welcome during business hours for initial inquiries.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are standard SBA loan application and processing fees, which vary depending on the loan amount and terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and businesses in Georgia, but SBA programs are available nationwide through their support.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required for SBA loan eligibility.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the application and completeness of documentation.
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