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First Northern Bank of Dixon

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Description

First Northern Bank of Dixon offers comprehensive SBA lending services designed to support small businesses in securing the financing they need to grow and succeed. With a focus on SBA 7(a) loans, the bank provides flexible funding options for various business purposes, including working capital, equipment purchase, and real estate acquisition. Their experienced team works closely with clients to tailor loan solutions that meet specific business needs, ensuring a smooth application process and timely approval. The bank’s commitment to community development and small business growth makes it a reliable partner for entrepreneurs seeking SBA-backed financing. Whether you’re a startup or an established business, First Northern Bank of Dixon aims to facilitate your financial goals with personalized service and competitive terms. Their expertise in SBA programs helps simplify complex lending requirements, making it easier for small businesses to access the capital they require to thrive in today’s competitive market.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.5
Google Review Count
14
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA lending services, small business financing, and personalized banking solutions to support local entrepreneurs and businesses.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment for SBA loan consultations, but walk-ins are also welcome during business hours for general banking needs.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, with additional hours available by appointment.
Question 4
Is there a fee to use this?
Answer 4
Fees may apply for certain banking services and loan processing, but there is no fee simply to access the bank"s general services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within the Dixon community and surrounding areas.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally required, though higher scores may improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of application materials.
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