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First Pacific Bank

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Description

First Pacific Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, working capital, or acquisition needs. With a focus on personalized service, the bank provides SBA 7(a) loans up to $410,000, helping clients access funds efficiently and reliably. Their experienced team guides borrowers through the application process, ensuring clarity and support at every step. Whether you’re expanding your operations or managing cash flow, First Pacific Bank’s SBA programs are designed to meet diverse business needs with flexible terms and competitive rates. Located in Whittier, California, the bank leverages local market knowledge while serving clients across the region. Their commitment to small business success is evident in their tailored financing options, quick turnaround times, and dedicated customer service. The bank specializes in sectors such as retail, healthcare, and professional services, making it a strong partner for a variety of industries. With a history of supporting SBA loans, First Pacific Bank is well-equipped to help entrepreneurs achieve their goals through accessible and reliable funding solutions.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.4
Google Review Count
5
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs designed to support small business growth, including funding options up to $410,000 with personalized service and expert guidance.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit the bank; however, loan application and processing fees may apply for financing services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small businesses in the region, but eligibility depends on meeting loan criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of approximately 640 is generally required for loan consideration.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 30 to 45 days, depending on the completeness of application and documentation.
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