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First Pryority Bank

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Description

Specializing in small business financing, this commercial bank offers a range of SBA loan options designed to support business growth and development. With a focus on the needs of local entrepreneurs, it provides tailored lending solutions that include SBA 7(a) loans, which are ideal for working capital, equipment, or expansion projects. The bank’s experienced team works closely with clients to understand their unique financial situations and craft solutions that meet their goals. Its commitment to community development is reflected in its support for small businesses, helping them access the capital they need to thrive. The bank also offers personalized service, guiding borrowers through the application process and ensuring a smooth experience from start to finish. Whether you’re a startup or an established business, this lender is equipped to help you secure the funding necessary to succeed in today’s competitive market.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.7
Google Review Count
21
Question 1
What is this place and what can I find here?
Answer 1
This is a local commercial bank that offers SBA loans and small business financing options to support entrepreneurs and business growth in the community.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access general information; however, loan processing and application fees may apply depending on the service.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local small business owners and residents within the region, but non-residents may also apply if they meet lending criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days depending on the loan complexity and completeness of application materials.
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