Go Back
Report Abuse

First State Bank of Le Center

0 (0 Reviews)
First State Bank of Le Center
First State Bank of Le Center

Description

First State Bank of Le Center provides comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on small business financing, the bank offers various SBA loan programs including the 7(a) program, which is ideal for working capital, equipment purchase, and real estate acquisition. The bank’s experienced lending team works closely with clients to tailor loan solutions that meet their unique business requirements, ensuring a smooth application process and competitive terms. Whether you’re a startup or an established enterprise, First State Bank of Le Center is committed to helping small businesses succeed by providing accessible financing options and personalized support. The bank’s expertise in SBA lending makes it a reliable partner for entrepreneurs looking to leverage government-backed loans to fuel their business ambitions.

Location

Review

Login to Write Your Review

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.3
Google Review Count
6
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and small business financing solutions designed to help entrepreneurs grow and succeed. You can find personalized support, expert guidance, and access to government-backed loans tailored to your business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may also be accommodated during business hours depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank"s standard hours are Monday through Friday, from 8:30 AM to 4:30 PM, but it"s best to contact the branch directly for specific appointment times or after-hours services.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to inquire about SBA loans, but application and processing fees may apply during the loan approval process, which will be disclosed upfront.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the community, but eligibility for SBA loans can extend to qualified applicants from outside the immediate area depending on the loan type and criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of approximately 640 is generally required, though higher scores improve the chances of approval and favorable terms.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation provided.
Scroll to Top