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First Vision Bank of Tennessee

First Vision Bank of Tennessee offers comprehensive SBA lending solutions tailored to small businesses seeking financial growth. With a focus on supporting local entrepreneurs, the bank provides various loan programs including the SBA 7(a) loan, which is ideal for working capital, equipment purchases, and expansion projects. Their experienced lending team guides clients through the application process, ensuring a smooth experience from start to finish. The bank specializes in serving small to medium-sized businesses across Tennessee, helping them access the capital necessary to thrive in competitive markets. Whether you’re looking to purchase real estate, finance inventory, or refinance existing debt, First Vision Bank of Tennessee is committed to providing flexible financing options. The bank’s dedicated SBA team ensures personalized service and expert advice to meet your unique business needs. With a history of supporting local economic development, they prioritize quick turnaround times and transparent communication. Their commitment to small business success makes them a trusted partner for entrepreneurs in the region.

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Lender Type

Commercial Bank

Google Rating

4.3

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a commercial bank that offers SBA loan programs to help small businesses access financing for growth, expansion, and working capital needs.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.

Question 3

What are the hours of operation?

Answer 3

The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.

Question 4

Is there a fee to use this?

Answer 4

There are no fees for visiting the bank; however, loan application and processing fees may apply depending on the services used.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves small business owners and entrepreneurs within Tennessee, though some services may be available to out-of-state clients with qualifying businesses.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 650 is generally preferred, but stronger credit profiles may qualify with less stringent scores.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 30 to 45 days, depending on the complexity of the application and completeness of documentation.

First Vision Bank of Tennessee

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