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FlatIrons Bank

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Description

FlatIrons Bank offers comprehensive SBA lending solutions tailored to small businesses seeking financial growth. With a focus on supporting local entrepreneurs, the bank provides various loan programs including the SBA 7(a) loan, which is ideal for business expansion, working capital, or purchasing equipment. Their team is dedicated to guiding clients through the application process, ensuring a smooth experience from start to finish. Located in Boulder, Colorado, they serve a diverse range of industries, emphasizing personalized service and flexible financing options. Whether you’re a startup or an established business, FlatIrons Bank aims to meet your unique funding needs with competitive rates and attentive support.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.9
Google Review Count
281
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank offering SBA loan programs and financial services designed to support small business growth and development in the Boulder area and beyond.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a lender, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9 am to 5 pm, with appointments available outside these hours upon request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the bank; however, loan application and processing fees may apply depending on the services used.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within its regional area, but eligibility depends on meeting specific lending criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, though approval depends on overall financial circumstances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes around 30 to 60 days, depending on the complexity of the loan and completeness of documentation.
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