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Florida First Capital Finance Corporation, Inc.

Florida First Capital Finance Corporation, Inc. offers specialized financial services to support small businesses through SBA loan programs, including the popular 7(a) loan program. Located in Tallahassee, FL, this institution provides funding options tailored to meet the needs of entrepreneurs and small business owners seeking capital for growth, working capital, or acquisition purposes. With a focus on community development and economic growth, they facilitate loans that help businesses expand and create jobs. Their expertise in SBA lending ensures a smooth application process, guiding clients through every step from application to funding. They serve a broad range of industries, emphasizing their commitment to diverse economic sectors. Whether you’re starting a new venture or expanding an existing business, they are equipped to assist with flexible lending solutions that align with your business goals. Their team is dedicated to providing personalized service, understanding the unique challenges faced by small businesses in Florida and beyond. They also support microloans and other SBA programs to ensure comprehensive financial assistance for various business stages. Contact them today to explore how their SBA loan programs can help your business thrive in a competitive marketplace.

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Commercial Bank

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Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution that provides SBA loan programs to small businesses, helping them secure funding for growth, expansion, and operational needs. You can find assistance with various SBA-supported financing options tailored to your business requirements. Their team offers guidance throughout the loan process to ensure a smooth experience.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins are also welcomed if staff availability permits. Calling ahead can help you prepare and receive personalized service.

Question 3

What are the hours of operation?

Answer 3

The typical hours are Monday through Friday, 9:00 AM to 5:00 PM. However, it is advisable to contact the branch directly for specific hours or after-hours appointments.

Question 4

Is there a fee to use this?

Answer 4

There are no fees for simply inquiring or applying for SBA loans, but certain service or processing fees may apply depending on the loan type and terms. Always review the fee structure with a loan officer before proceeding.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This institution primarily serves small business owners and entrepreneurs within Florida, but eligibility depends on meeting SBA program requirements and credit criteria.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 620 is generally preferred, but higher scores may improve loan terms and approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 30 to 60 days, depending on the completeness of your application and the specific loan program.

Florida First Capital Finance Corporation, Inc.

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