Go Back
Report Abuse

FNB Bank, Inc.

photo-969.jpg
photo-969.jpg

Description

FNB Bank, Inc. offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on small business financing, they provide a variety of loan options including SBA 7(a) loans, which are ideal for working capital, equipment purchases, and real estate acquisitions. Their experienced lending team works closely with clients to understand their unique needs and craft suitable financial solutions, ensuring a smooth application process. Located in Mayfield, Kentucky, this bank is committed to supporting local entrepreneurs and businesses with personalized service and competitive rates. They have a strong track record of approving large loans, with approval amounts reaching up to $1,395,000, demonstrating their capacity to handle substantial financing requests. Whether you’re a startup or an established business, FNB Bank, Inc. is positioned to assist with your SBA financing needs, leveraging their deep understanding of SBA programs and local market conditions. Their team is dedicated to helping businesses succeed by providing flexible terms and expert guidance throughout the lending process.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.5
Google Review Count
25
Question 1
What is this place and what can I find here?
Answer 1
This is a local SBA lender offering small business financing options, including SBA 7(a) loans, to support business growth and development in the Mayfield area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to meet with their lending specialists, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with appointments available outside regular hours upon request.
Question 4
Is there a fee to use this?
Answer 4
There are standard application and closing fees associated with SBA loans, but no additional usage fees for accessing their services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves small businesses in Kentucky, but eligibility is based on business criteria rather than residency alone.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required for guarantors applying for SBA loans.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 30 to 60 days, depending on the complexity of the loan and completeness of application materials.
Scroll to Top