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Fremont Bank

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Description

Fremont Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth and expansion. With a focus on the 7A program, they provide flexible loan options that cater to various business needs, including working capital, equipment purchases, and real estate acquisitions. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Located in Fremont, California, they serve local businesses while also supporting clients across the region with personalized service and competitive rates. The bank specializes in serving small to medium-sized enterprises, helping them access the capital necessary to thrive in competitive markets. Their commitment to community banking is reflected in their tailored financial solutions and dedicated customer support, making them a trusted partner for entrepreneurs and established businesses alike.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.4
Google Review Count
33
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank offering SBA loan programs, including the 7A loan, to support small business growth and expansion with personalized financial services.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated assistance, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit or inquire; loan fees depend on the specific financing arrangement and are disclosed upfront.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank serves small business owners and entrepreneurs, primarily within the Fremont area and surrounding regions.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the loan and completeness of documentation.
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