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Fresno Community Development Financial Institution dba Access Plus Capital

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Description

Access Plus Capital offers comprehensive SBA lending solutions tailored to small businesses seeking financial support for growth, expansion, or startup needs. With a focus on community development, this institution provides flexible financing options, including SBA 7(a) loans, to help entrepreneurs achieve their goals. Their team specializes in understanding local market dynamics and offers personalized guidance throughout the loan process, ensuring clients receive the best possible terms and support. Whether you’re looking to purchase equipment, finance real estate, or working capital, Access Plus Capital is committed to empowering small businesses in the Fresno area and beyond. They also provide microloans and other small business financing options to foster economic development within the community. The institution prides itself on its accessible service and dedication to fostering local entrepreneurship, making it a valuable partner for small business owners in California.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.8
Google Review Count
50
Question 1
What is this place and what can I find here?
Answer 1
This is a community development financial institution offering SBA loans and small business financing options to support local entrepreneurs and economic growth. You can find assistance with SBA 7(a) loans, microloans, and other funding programs designed to help small businesses succeed. The staff provides personalized guidance to help you navigate the loan process and find the best financing solutions for your needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours. Calling ahead can help you prepare and streamline your visit.
Question 3
What are the hours of operation?
Answer 3
The typical hours are Monday through Friday, 9:00 AM to 5:00 PM. It"s best to contact the office directly for specific hours or to schedule an appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; however, standard loan fees and interest rates apply depending on the loan product and terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves small businesses and entrepreneurs within the community, focusing on those who meet SBA eligibility requirements and are located in the region.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 640 is preferred, but this can vary based on the specific loan and borrower profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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