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Genesis Bank

Genesis Bank
Genesis Bank

Description

Genesis Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on SBA 7(a) loans, they provide flexible financing options that can be used for a variety of purposes including working capital, equipment purchase, and real estate acquisition. Their experienced team guides clients through the application process, ensuring a smooth experience from start to finish. Located in Newport Beach, California, Genesis Bank is committed to serving local businesses with personalized service and competitive loan terms. They support businesses across various industries, emphasizing their strength in serving the healthcare sector, particularly in medical practice financing. The bank’s SBA programs are designed to help entrepreneurs access capital efficiently, with a strong understanding of the unique challenges faced by small business owners. Whether you’re a startup or an established enterprise, Genesis Bank’s SBA lending team can help you find the right financing solution to meet your goals.

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Q&A

Lender Type
Commercial Bank
Google Rating
5
Google Review Count
1
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA lending services, including 7(a) loans, to help small businesses access capital for growth, equipment, and real estate projects.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-in consultations may be available during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access basic consultation services; loan fees and interest rates apply based on the specific financing arrangement.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This service is open to small business owners nationwide, with a focus on supporting businesses in California and across the United States.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.
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