Go Back
Report Abuse

Gesa CU

photo-968.jpg
photo-968.jpg

Description

Gesa CU offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth and operations. With a focus on the Richland, WA area, this financial institution provides various loan options, including SBA 7(a) loans, to help entrepreneurs access capital for a wide range of business needs. Their experienced team guides clients through the application process, ensuring clarity and support at every step. Whether you’re looking to expand, purchase equipment, or manage cash flow, Gesa CU is equipped to assist with flexible financing solutions. They understand the local market and are committed to fostering economic development within the community. The bank’s approach emphasizes personalized service, making it easier for small business owners to secure the funding they need to succeed. With a history of approving loans up to $263,000, they are well-versed in supporting small enterprises across various industries, especially in the hospitality, retail, and service sectors. Gesa CU’s dedication to small business growth is evident in their tailored loan programs and community-focused banking practices. Their SBA program history highlights their ongoing commitment to helping local businesses thrive through accessible and reliable financing options.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
3.5
Google Review Count
90
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and financial services tailored to small businesses in the Richland area. You can find support for business expansion, equipment purchase, and working capital needs, all guided by experienced staff dedicated to local economic growth.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours. Calling ahead can help streamline your visit and prepare necessary documentation.
Question 3
What are the hours of operation?
Answer 3
The bank typically operates from 9:00 AM to 5:00 PM, Monday through Friday. Hours may vary on holidays or special occasions, so checking ahead is advised.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the bank; however, loan application and processing fees may apply depending on the specific financing product. Details are provided during the consultation.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within the Richland community and surrounding regions. Membership or residency may be required for certain banking services.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally preferred, though requirements may vary based on the loan type and applicant profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of your application and the complexity of the loan.
Scroll to Top