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Goppert Financial Bank

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Description

Goppert Financial Bank offers comprehensive SBA loan solutions tailored to small businesses seeking financial growth and stability. With a focus on serving the local community, it provides flexible lending options including the SBA 7(a) program, which supports various business needs such as working capital, equipment purchase, and expansion. The bank’s experienced team guides clients through the application process, ensuring clarity and efficiency. Their loan offerings are designed to accommodate businesses at different stages, from startups to established enterprises, with competitive terms and personalized service. Located in Lathrop, Missouri, Goppert Financial Bank is committed to fostering local economic development by providing accessible financing options. Whether you’re looking for a small business loan or a larger funding solution, they aim to support your business goals with tailored financial products and expert advice.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.8
Google Review Count
21
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and financial services to small businesses in the community, helping them secure funding for growth and operations.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may also be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank typically operates from 8:30 AM to 5:00 PM, Monday through Friday, but it"s best to call ahead for specific hours or to schedule an appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees may apply for certain services or loan processing, which will be disclosed upfront.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
Services are generally available to local small business owners and residents within the service area, with some programs open to broader applicants.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is typically required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process usually takes between 30 to 45 days, depending on the completeness of the application and loan complexity.
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