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Guaranty Bank

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Description

Guaranty Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, working capital, or acquisitions. With a focus on small business needs, the bank provides flexible loan options, including the SBA 7(a) program, to help entrepreneurs access the capital they need to succeed. Their experienced lending team guides clients through the application process, ensuring a smooth experience from start to finish. Located in Springfield, Missouri, they serve local businesses with personalized service and industry expertise. The bank’s lending solutions are designed to accommodate various business types, with a particular strength in supporting service industries and retail businesses. Whether you’re a startup or an established enterprise, Guaranty Bank is committed to helping your business thrive by providing accessible financing options and expert advice. Their team understands the local market and offers tailored solutions to meet your unique business needs, making them a trusted partner for small business owners in the region.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.5
Google Review Count
50
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and small business financing solutions, where you can find expert guidance and tailored loan options.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment, but walk-ins are also welcome during business hours to discuss your financing needs.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for consulting; loan fees depend on the specific financing arrangement and are disclosed upfront.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This service is open to small business owners and entrepreneurs within the region seeking SBA financing options.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required to qualify for SBA loans.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application.
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