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Haddon Savings Bank

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Description

Haddon Savings Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on the 7(a) loan program, the bank provides flexible funding options up to $350,000, helping entrepreneurs access capital efficiently. Their experienced team guides clients through the application process, ensuring clarity and support at every step. Located in Haddon Heights, NJ, the bank is committed to serving local businesses while also supporting a broader regional community. They understand the unique challenges faced by small business owners and strive to offer personalized solutions that meet diverse industry needs. Whether you’re looking to buy equipment, finance real estate, or manage working capital, Haddon Savings Bank is equipped to assist with tailored SBA loan products. Their approach emphasizes quick turnaround times and transparent fee structures, making them a reliable partner for small business financing. The bank’s dedication to customer service and community development underscores their reputation as a trusted SBA lender in the region.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.6
Google Review Count
7
Question 1
What is this place and what can I find here?
Answer 1
This is a trusted SBA lender offering small business financing options, including SBA 7(a) loans, to support business growth and expansion. They provide personalized guidance and quick approval processes tailored to your needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins may be accommodated depending on availability. Contact the bank beforehand for the best experience.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday. It"s advisable to call ahead to confirm availability or schedule an appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; however, standard loan application and processing fees may apply. These are disclosed upfront during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves small business owners within the regional area, but they welcome applications from qualified businesses meeting their lending criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is typically required for guarantors to qualify for SBA loans.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 45 days, depending on the completeness of documentation and loan complexity.
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