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Harvest Small Business Finance, LLC

Harvest Small Business Finance, LLC
Harvest Small Business Finance, LLC

Description

Harvest Small Business Finance, LLC offers specialized SBA lending solutions designed to help small businesses secure the funding they need for growth and expansion. With a focus on SBA 7(a) loans, they provide flexible financing options tailored to various business needs, including working capital, equipment purchases, and real estate acquisitions. Their experienced team works closely with clients to navigate the application process and ensure timely approval, leveraging their expertise to maximize funding opportunities. Located in Laguna Hills, California, they serve a diverse range of industries, emphasizing personalized service and competitive terms. Whether you’re a startup or an established enterprise, Harvest Small Business Finance is committed to supporting your business goals through accessible SBA loan programs. Their commitment to small business success is reflected in their comprehensive support and dedication to customer satisfaction. They also offer guidance on eligibility and application procedures, making the process straightforward for borrowers. With a strong track record of approvals, including large loans up to $880,000, they are a reliable partner for your business financing needs.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.7
Google Review Count
116
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs to small businesses, providing funding solutions and expert guidance to help your business grow.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
Typically, they operate from 9 am to 5 pm, Monday through Friday, but it"s best to confirm directly with the branch.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access the lender"s services; however, there may be application or processing fees associated with specific loan products.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves small businesses within California, but eligibility depends on meeting specific SBA program criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 680 is generally preferred for approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The process typically takes between 30 to 45 days, depending on the complexity of the application and completeness of documentation.
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