Go Back
Report Abuse

Highland Bank

0 (0 Reviews)
photo-2.png
photo-2.png

Description

Highland Bank offers comprehensive SBA lending services tailored to small businesses seeking financing solutions. With a focus on supporting local entrepreneurs, the bank provides a variety of loan programs including SBA 7(a) and 504 loans, designed to meet diverse business needs such as working capital, equipment purchase, and real estate acquisition. The bank’s experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Located in St. Paul, Minnesota, Highland Bank is committed to fostering economic growth within the community by offering flexible lending options and personalized service. Whether you’re a startup or an established business, Highland Bank aims to help you achieve your financial goals with tailored SBA loan programs and expert support.

Location

Review

Login to Write Your Review

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
3.3
Google Review Count
35
Question 1
What is this place and what can I find here?
Answer 1
This is Highland Bank, a community-focused bank offering SBA loan programs and financial services tailored for small businesses in the St. Paul area. You can find support for business growth, equipment financing, and real estate purchases, along with personalized banking assistance.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins are also welcome during business hours. Calling ahead can help you prepare for a smooth consultation.
Question 3
What are the hours of operation?
Answer 3
Highland Bank operates from 9:00 AM to 5:00 PM, Monday through Friday. It"s best to confirm hours directly with the branch or schedule an appointment in advance.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; however, loan processing and application fees may apply depending on the specific financing arrangement. Contact the bank for detailed fee information.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This service is open to small business owners and entrepreneurs in the St. Paul region seeking SBA financing. Residency is not a requirement, but business location and eligibility criteria apply.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, Highland Bank looks for a minimum personal credit score of 650, but this can vary based on the loan type and overall application strength.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.
Scroll to Top