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Hilltop National Bank

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Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses through various loan programs. Whether you are seeking funding for expansion, equipment, or working capital, they provide tailored solutions to meet your needs. Their experienced team guides clients through the application process, ensuring clarity and support at every step. With a focus on small business growth, they leverage SBA programs such as the 7A loan to facilitate access to capital. The bank’s commitment to local economic development is reflected in their personalized approach and flexible financing options. Located in Casper, WY, they serve a broad range of industries, with particular strength in sectors like hospitality and retail. Their dedicated SBA lending team is ready to assist entrepreneurs in navigating the complexities of SBA loans, making it easier to achieve business goals.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.9
Google Review Count
59
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA loan programs to support small business growth, providing personalized financing solutions and expert guidance throughout the application process.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may also be available during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, with extended hours by appointment upon request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit or consult; however, loan application and processing fees may apply depending on the specific financing arrangement.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local small businesses and residents in Casper, WY, but offers SBA loan programs to eligible applicants nationwide.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally required for SBA loan guarantors.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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