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Holy Rosary Regional CU

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Description

Holy Rosary Regional CU offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth and development. With a focus on serving local entrepreneurs, this institution provides various loan options, including SBA 7(a) loans, to help fund a wide range of business needs such as equipment purchase, working capital, and expansion projects. Their experienced team guides borrowers through the application process, ensuring clarity and support at each step. Located at 133 Brock St in Rochester, NH, they are committed to fostering economic growth within the community. The bank’s expertise in SBA programs allows clients to access competitive rates and flexible terms, making it an ideal partner for small business owners. Whether you’re starting a new venture or expanding an existing one, Holy Rosary Regional CU is dedicated to helping you achieve your business goals with personalized service and financial solutions designed for success.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.6
Google Review Count
181
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused credit union offering small business financing options, including SBA loans, to support local entrepreneurs and business growth.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated assistance, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9 a.m. to 5 p.m., with some services available by appointment outside these hours.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for basic inquiries; loan application fees and interest rates vary based on the specific loan product and borrower qualifications.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
Membership is open to small business owners within the community, primarily serving residents of Rochester, NH, and surrounding areas.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 680 is generally preferred, but other factors are also considered during underwriting.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the completeness of the application and supporting documents.
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