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HOMEBANK

HomeBank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, they provide a variety of loan options including SBA 7(a) loans, which are ideal for working capital, equipment, or real estate purchases. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Located in Palmyra, Missouri, HomeBank is committed to supporting local entrepreneurs and small business owners by providing flexible financing solutions that meet diverse industry needs. Whether you’re a startup or an established business, their lending programs are designed to help you succeed and expand your business footprint. The bank leverages its strong community ties and financial expertise to facilitate loans up to $585,700, making it a reliable partner for small business growth.

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Lender Type

Commercial Bank

Google Rating

4.8

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a community-focused bank offering SBA lending services to small businesses, providing financing options and personalized support to help your business grow.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated based on availability.

Question 3

What are the hours of operation?

Answer 3

The branch operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to visit the branch; however, loan application and processing fees may apply depending on the service.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves local residents and small business owners in the Palmyra area, but other qualifying applicants may also be considered.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

Typically, a minimum personal credit score of 640 is preferred, but approval depends on overall financial health and business strength.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process usually takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

HOMEBANK

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