Go Back

Horizon Bank SSB

Horizon Bank SSB offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on the Austin market, this bank provides a range of SBA loan programs, including the popular 7(a) loan program, to help entrepreneurs access capital efficiently. Their experienced team guides clients through the application process, ensuring clarity and support at every step. Whether you’re looking for funding to purchase equipment, real estate, or working capital, Horizon Bank SSB is equipped to meet your needs with competitive terms and personalized service. The bank’s commitment to small business success is reflected in their flexible lending options and dedicated customer care. They also support various industries, with a strong emphasis on healthcare and professional services, aligning their offerings with regional economic strengths. Located conveniently at 600 W. 5th St., Ste. 1500 in Austin, they serve local entrepreneurs and businesses across Texas, providing accessible financing solutions to foster growth and stability.

Review

There are no reviews yet.

Lender Type

Commercial Bank

Google Rating

4.4

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a bank that provides SBA loan programs to small businesses, offering financing options for growth, real estate, and equipment needs. You can find expert guidance and personalized service to help you secure the funding you need.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins may be accommodated depending on availability.

Question 3

What are the hours of operation?

Answer 3

Typically, the bank operates from 9:00 AM to 5:00 PM, Monday through Friday, but it"s best to contact them directly for specific hours.

Question 4

Is there a fee to use this?

Answer 4

There are standard SBA fees associated with the loans, including guarantee fees and closing costs, which vary depending on the loan size and terms.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves small business owners and entrepreneurs within the region, especially those in Texas seeking SBA financing options.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 620 is generally preferred for guarantors applying for SBA loans.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes around 30 to 45 days, depending on the complexity of the application and completeness of documentation.

Horizon Bank SSB

Description

Location

Review

Q&A