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Horizon Bank

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Description

Horizon Bank offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financial growth. With a focus on supporting local entrepreneurs, the bank provides access to various SBA programs, including the popular 7(a) loan program, to help fund business expansion, equipment purchases, and working capital needs. Their experienced team guides clients through the application process, ensuring a smooth experience from initial inquiry to loan closing. The bank’s commitment to personalized service and flexible financing options makes it a trusted partner for business owners looking to leverage SBA resources for their success. Located in Michigan City, Indiana, Horizon Bank serves a broad geographic area, providing expertise in industries such as manufacturing, healthcare, retail, and more. Whether you’re a startup or an established business, Horizon Bank is equipped to support your growth with competitive rates and tailored loan structures.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.6
Google Review Count
75
Question 1
What is this place and what can I find here?
Answer 1
This is a bank offering SBA loan programs and banking services to support small business growth and development, including tailored financing options and expert guidance.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may also be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, but hours may vary, so it"s best to contact ahead.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees may apply for loan processing and services based on the specific transaction.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and businesses within its regional area, but open banking services are available for eligible clients nationwide.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required to qualify for SBA loans at this bank.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the completeness of documentation and loan complexity.
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