Go Back
Report Abuse

Huron Valley State Bank

0 (0 Reviews)
photo-476.jpg
photo-476.jpg

Description

Huron Valley State Bank offers comprehensive SBA loan services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized banking solutions, the bank provides access to various SBA programs including the popular 7(a) loan program, which is ideal for working capital, equipment purchases, and real estate acquisition. Their experienced lending team works closely with clients to understand their unique needs and guide them through the application process, ensuring a smooth experience from start to finish. Located in Milford, Michigan, the bank serves local businesses but also supports clients across the region through its robust SBA lending capabilities. The bank’s approval amounts can go up to $370,000, making it a reliable partner for a range of funding requirements. They emphasize quick turnaround times and flexible terms to help businesses succeed and thrive in competitive markets.

Location

Review

Login to Write Your Review

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.1
Google Review Count
12
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that specializes in SBA loans, providing small and medium-sized businesses with access to funding for growth, equipment, and real estate through various SBA programs, especially the 7(a) loan program.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment with their lending team to ensure personalized service, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank typically operates from 9 am to 5 pm, Monday through Friday, but it is best to contact them directly for specific hours or after-hours appointment options.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting the bank; however, loan processing and guarantee fees may apply when applying for SBA financing.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
The bank primarily serves local residents and businesses in Michigan, but their SBA lending services are accessible to qualified businesses nationwide within the SBA program guidelines.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 640 is preferred, though higher scores can improve the likelihood of approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
Scroll to Top