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Idaho Central CU

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Description

Idaho Central CU offers comprehensive SBA lending solutions tailored to small businesses seeking financial support for growth, expansion, or operational needs. As a trusted financial partner, they provide access to various SBA programs including the popular 7(a) loan program, which helps businesses secure funding with favorable terms. Their experienced team works closely with clients to understand their unique needs and guide them through the application process, ensuring a smooth experience from start to finish. Located in Chubbuck, Idaho, they serve a broad client base across the region, supporting industries such as professional services, retail, and healthcare. Whether you’re a startup or an established business, Idaho Central CU aims to facilitate your growth with flexible financing options and personalized service. Their commitment to community development and small business success makes them a reliable choice for SBA loans and other financial products.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.8
Google Review Count
59
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and small business financing solutions, providing expert guidance and personalized service to help your business grow.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
Typically, they operate Monday through Friday from 9 am to 5 pm, but it"s best to contact them directly for specific hours.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees apply only when you proceed with a loan or financial service.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves small businesses in the region, and eligibility depends on meeting specific loan criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is generally preferred for loan approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The process typically takes 30 to 60 days, depending on the complexity of the loan and completeness of application materials.
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