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Idaho First Bank

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Description

Idaho First Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, equipment, or operational needs. With a focus on personalized service, the bank provides SBA 7(a) loans, which are ideal for various business purposes including working capital, expansion, and acquisitions. Their experienced team guides clients through the application process, ensuring clarity and efficiency. The bank supports loans up to $1,000,000, making it a reliable partner for businesses looking for flexible financing solutions. Located in McCall, Idaho, the bank also emphasizes local economic development and community involvement. Whether you are starting a new venture or expanding an existing business, Idaho First Bank’s SBA programs can help you access the capital you need with competitive terms and personalized assistance. Their expertise in SBA lending makes them a strong choice for entrepreneurs seeking trusted financial support in the region.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.3
Google Review Count
20
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that provides SBA loan programs and financial services to small and medium-sized businesses, helping them access capital for growth and operational needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank"s typical hours are Monday through Friday, 9 am to 5 pm, but it"s best to contact them directly for specific hours.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for accessing basic information; loan fees and interest rates apply based on the specific loan terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and businesses within the region but is open to qualified applicants meeting their lending criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally preferred, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the completeness of the application and documentation provided.
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