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Idaho Trust Bank

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Description

Idaho Trust Bank offers comprehensive SBA lending solutions tailored to small businesses seeking financial growth and stability. With a focus on supporting local entrepreneurs, this bank provides various loan options including the popular SBA 7(a) program. Whether you’re looking to expand your operations, purchase equipment, or manage cash flow, their experienced team is ready to assist you through every step of the process. Located in Boise, Idaho, they serve a diverse range of industries, emphasizing personalized service and flexible financing options. Their commitment to small business success is reflected in their ability to approve loans up to $350,000, making them a reliable partner for your business needs. The bank’s expertise in SBA lending ensures that clients receive tailored solutions that meet their unique requirements, all while maintaining competitive terms and transparent fee structures. With a strong local presence and a dedication to supporting regional economic growth, Idaho Trust Bank is a trusted resource for small business owners in Idaho and beyond.

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Q&A

Lender Type
Commercial Bank
Google Rating
5
Google Review Count
1
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and personalized financial services for small businesses in Boise, Idaho.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for accessing basic consultation services; loan application fees may apply depending on the product.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within the Boise region and surrounding areas.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 is generally required for loan consideration.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of the application and documentation.
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