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InFirst Bank

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Description

InFirst Bank offers comprehensive SBA loan services tailored to small businesses seeking financial support for growth, expansion, or working capital. With a focus on personalized service, this lender provides access to the SBA 7(a) program, which is ideal for a variety of business needs including equipment purchase, real estate acquisition, and refinancing. Their team works closely with clients to understand their unique financial situations and guide them through the application process, ensuring a smooth experience from start to finish. Located in Indiana, PA, they serve local businesses with a commitment to fostering economic development and supporting entrepreneurship. The bank’s expertise in SBA lending allows them to offer competitive terms and flexible financing options, making them a reliable partner for small business owners looking to access government-backed loans. Whether you’re a startup or an established company, InFirst Bank can help you navigate the complexities of SBA loans and secure the funding necessary to achieve your business goals.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.9
Google Review Count
14
Question 1
What is this place and what can I find here?
Answer 1
This is a local commercial bank that provides SBA loan services, including the SBA 7(a) program, to help small businesses access funding for growth, real estate, and equipment needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment with their SBA lending team to ensure personalized assistance, but walk-ins may be accommodated during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, but it"s best to call ahead for specific appointment times.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit the bank; however, loan application and processing fees may apply depending on the loan terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local small businesses in Indiana, PA, but can work with clients from surrounding areas depending on the loan program.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally preferred, but approval depends on the overall financial profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.
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