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Investar Bank, National Association

Investar Bank, National Association
Investar Bank, National Association

Description

Investar Bank, National Association offers comprehensive SBA lending solutions tailored for small to medium-sized businesses seeking financial growth. With a focus on supporting local enterprises, this institution provides a range of loan programs including SBA 7(a) and 504 loans, designed to meet diverse business needs such as expansion, equipment purchase, and working capital. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Located in Baton Rouge, LA, they serve a broad geographic area with a commitment to fostering economic development and business success. Whether you’re a startup or an established company, Investar Bank provides personalized service and flexible financing options to help you reach your goals. Their expertise in SBA lending makes them a reliable partner for businesses looking to leverage government-backed loans for growth and stability. The bank’s strong local presence combined with national support allows them to deliver tailored financial solutions that align with your business objectives. With a history of approving large loans up to $1,350,000, they are well-equipped to handle substantial funding requests. Partnering with Investar Bank means working with a trusted financial institution dedicated to your business success and community development.

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Q&A

Lender Type
Commercial Bank
Google Rating
4
Google Review Count
4
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and business financing solutions to help small and medium-sized businesses grow and succeed.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The branch operates from 9:00 AM to 5:00 PM, Monday through Friday, with special hours by appointment on request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit the branch; however, loan application and processing fees may apply depending on the services utilized.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This service is open to small and medium-sized businesses within the supported geographic area, regardless of residency, provided they meet qualification criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, but specific requirements may vary based on the loan type and borrower profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.
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