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iTHINK Financial CU

iTHINK Financial CU offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, this lender provides access to SBA 7(a) loans, which are ideal for a variety of business purposes including working capital, equipment purchase, and real estate acquisition. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. The lender supports loans up to $1,380,000, making it a strong choice for small to mid-sized businesses. Located in Delray Beach, FL, they serve a broad range of industries, with particular strength in hospitality and retail sectors. Their commitment to accessible financing helps entrepreneurs realize their business goals with flexible terms and competitive rates. Whether you’re a startup or an established company, iTHINK Financial CU provides the resources and expertise to help you succeed.

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Lender Type

Commercial Bank

Google Rating

3.9

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution offering SBA loan programs and small business financing solutions designed to help entrepreneurs grow and succeed.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment for personalized service, but walk-ins may be accommodated depending on availability.

Question 3

What are the hours of operation?

Answer 3

Hours typically are Monday through Friday from 9 am to 5 pm, but it"s best to confirm with the branch directly.

Question 4

Is there a fee to use this?

Answer 4

There may be application and closing fees associated with SBA loans, but there is no fee simply to access their services.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This lender primarily serves small business owners and entrepreneurs, with eligibility based on business criteria and creditworthiness.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of around 650 is generally preferred, but specific requirements may vary.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

iTHINK Financial CU

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