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Jeanne D’ Arc CU

Jeanne D’ Arc CU offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or startup needs. As a dedicated commercial bank, it provides flexible loan options with competitive terms to meet diverse business requirements. The institution specializes in SBA 7(a) loans, which are ideal for working capital, equipment purchases, or real estate acquisitions, helping entrepreneurs access vital funding with favorable conditions. With a focus on personalized service, Jeanne D’ Arc CU assists clients through every step of the loan process, ensuring clarity and support from application to approval. Its experienced team understands the nuances of SBA programs and works diligently to match borrowers with suitable financing solutions, fostering local economic development and small business success.

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Lender Type

Commercial Bank

Google Rating

2.7

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a commercial bank offering SBA loan programs designed to help small businesses access capital for various growth needs, including real estate, equipment, and working capital.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.

Question 3

What are the hours of operation?

Answer 3

Standard banking hours are Monday through Friday, 9 AM to 5 PM, but appointments outside these hours can be arranged.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to access basic banking services; however, specific loan programs may have associated fees and costs.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves members and residents of the Lowell area, with a focus on supporting local small businesses.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 640 is generally preferred for loan consideration.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes 2 to 4 weeks, depending on the completeness of the application and documentation.

Jeanne D’ Arc CU

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