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Jefferson Bank

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Description

Jefferson Bank offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financing options. With a focus on supporting local entrepreneurs, the bank provides various SBA loan programs including 7(a) and 504 loans to help fund growth, acquisitions, and working capital needs. Their experienced lending team guides clients through the application process, ensuring competitive rates and flexible terms. Located in San Antonio, TX, the bank serves a diverse range of industries and has a strong commitment to community development. Whether you’re starting a new venture or expanding an existing business, Jefferson Bank’s SBA programs are designed to meet your unique needs with personalized service and expertise.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.7
Google Review Count
24
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs to support small and medium-sized businesses. You can find information about loan options, application processes, and personalized assistance for your business funding needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcomed during business hours for general inquiries.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday. It"s best to call ahead to confirm specific hours or schedule an appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to inquire about SBA loan programs, but standard application and closing costs may apply if you proceed with a loan.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This service is open to small business owners and entrepreneurs in the San Antonio area seeking SBA financing, regardless of membership status.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally preferred for SBA loan applicants and guarantors.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the application and completeness of documentation.
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