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Kellogg Community CU

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Description

Kellogg Community Credit Union offers comprehensive SBA financing options tailored for small and medium-sized businesses seeking growth capital. With a focus on supporting local entrepreneurs, this institution provides flexible loan programs, including SBA 7(a) loans, to help fund various business needs such as expansion, equipment purchase, and working capital. Their experienced lending team guides clients through the application process, ensuring clarity and support at every step. The credit union emphasizes personalized service, making it easier for businesses to access the funding they need to succeed. Whether you’re starting a new venture or expanding an existing one, Kellogg Community CU is committed to fostering economic growth in the Battle Creek area and beyond. Their SBA program history reflects a strong track record of successful approvals, with loans up to $1,623,100. Located at 41 Second St in Battle Creek, MI, they serve a broad range of industries, with particular strength in manufacturing and retail sectors. Their approach combines community focus with professional expertise, making them a reliable partner for small business financing.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.5
Google Review Count
41
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused credit union offering SBA loan programs and business financing support tailored for small and medium-sized enterprises in the Battle Creek area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The branch operates Monday through Friday from 9:00 AM to 5:00 PM.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access basic consultation services; however, loan applications may involve standard processing and closing costs.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This credit union primarily serves members of the community, including residents of Battle Creek and surrounding areas.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 is generally preferred, though other factors are also considered.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the loan and completeness of documentation.
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