Kirkpatrick Bank
Description
Kirkpatrick Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on the 7A loan program, the bank provides flexible financing options up to $430,000, helping entrepreneurs access capital efficiently. Their team specializes in guiding clients through the application process, ensuring compliance with SBA requirements and offering personalized assistance to meet diverse business needs. Located in Edmond, Oklahoma, the bank combines local expertise with a commitment to customer service, making it a reliable partner for business owners looking to leverage SBA resources for their success.
Location
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Q&A
Lender Type
Commercial Bank
Google Rating
2.9
Google Review Count
20
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank offering SBA loan programs, including the 7A program, to help small businesses secure funding for growth, equipment, and operational needs in Edmond, Oklahoma.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may also be available during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates during standard business hours from 9 am to 5 pm, Monday through Friday, but it"s best to confirm directly with the branch.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to consult or inquire about SBA loans; however, specific loan processing fees and closing costs may apply depending on the loan terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
The bank primarily serves local residents and businesses in Edmond and the surrounding region, but eligibility for SBA loans depends on meeting specific financial criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally recommended, though higher scores may improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the completeness of the application and documentation provided.