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Lyons Federal Bank

Lyons Federal Bank
Lyons Federal Bank

Description

Lyons Federal Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on the local Lyons community and surrounding areas, the bank provides expertise in SBA 7(a) loans, helping entrepreneurs access funding with favorable terms and flexible repayment options. Their team is dedicated to guiding clients through the application process, ensuring clarity and support at every step. Whether you’re looking to purchase equipment, real estate, or working capital, Lyons Federal Bank has the resources to assist. The bank’s commitment to personalized service makes it a trusted partner for local business owners aiming to achieve their financial goals. They also offer guidance on other SBA programs, ensuring a broad spectrum of options for diverse business needs. The bank’s experienced staff understands the nuances of SBA lending and strives to simplify the process for applicants, making funding accessible and straightforward. With a history of supporting local economic development, Lyons Federal Bank is a reliable choice for businesses in the region seeking SBA-backed financing solutions.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.7
Google Review Count
6
Question 1
What is this place and what can I find here?
Answer 1
This is Lyons Federal Bank, a local financial institution offering SBA loan programs and personalized banking services to support small business growth and development in Lyons, Kansas.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment for SBA loan consultations, but walk-in visits are also accepted during business hours for general inquiries.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 8:30 AM to 5:00 PM, with additional hours by appointment on request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the bank; however, loan processing and application fees may apply depending on the services utilized.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners in Lyons and the surrounding areas, but services are available to qualified applicants from broader regions as well.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 is generally preferred, though other factors are also considered during the approval process.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the completeness of the application and supporting documents.
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