Maple City Savings Bank, FSB
Description
Maple City Savings Bank, FSB offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on small business financing, the bank provides various loan programs including the SBA 7(a) loan program, which is ideal for working capital, equipment, and real estate purchases. The bank has a strong reputation for personalized service and flexible lending options, making it a reliable partner for entrepreneurs and small business owners in the Hornell area and beyond.
Location
Review
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Q&A
Lender Type
Commercial Bank
Google Rating
4.3
Google Review Count
45
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution specializing in SBA loans and small business financing solutions. You can find information about loan programs, application requirements, and how to get funding for your business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours. Contact the branch in advance for the best experience.
Question 3
What are the hours of operation?
Answer 3
The branch operates Monday through Friday from 9:00 AM to 5:00 PM. Hours may vary on holidays, so it’s best to call ahead for confirmation.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit the branch, but loan processing and application fees may apply depending on the loan type. Details are provided during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This branch primarily serves small business owners and residents within the region, but eligibility for SBA loans is based on business criteria rather than residency alone.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally required, though higher scores improve the chances of approval and better loan terms.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.