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Merrimack County Savings Bank

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Description

Merrimack County Savings Bank offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financial growth and stability. With a focus on supporting local entrepreneurs, the bank provides a range of loan products including SBA 7(a) loans, which are ideal for working capital, equipment purchase, or expansion projects. The bank’s experienced lending team guides clients through the application process, ensuring clarity and efficiency. Their SBA program history demonstrates a strong commitment to small business success, with approval amounts reaching up to $940,000 for qualifying borrowers. Located in Concord, NH, they serve a diverse client base across various industries, emphasizing personalized service and flexible financing options. Whether you’re starting a new venture or expanding an existing business, Merrimack County Savings Bank is dedicated to helping you achieve your goals with tailored financial solutions and expert support.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.7
Google Review Count
30
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and small business financing solutions designed to support entrepreneurs and growing businesses in the Concord area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may also be accommodated during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; fees apply only to specific loan processing and closing costs, which are disclosed upfront.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small businesses within the Concord region but welcomes inquiries from qualified applicants outside the immediate area.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally recommended for loan consideration.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the completeness of the application and supporting documentation.
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