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Metro City Bank

Metro City Bank
Metro City Bank

Description

Metro City Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. Their team specializes in providing flexible financing options, including SBA 7(a) loans, to help businesses access the capital they need with competitive terms. Located in Doraville, Georgia, they serve a diverse range of industries, focusing on building strong relationships with local entrepreneurs and business owners. The bank is committed to supporting the community by offering personalized service and expert guidance throughout the loan process. Whether you’re looking to purchase equipment, refinance debt, or fund working capital, Metro City Bank provides solutions designed to meet your specific business goals. Their experienced staff is dedicated to helping clients understand the nuances of SBA programs and navigate the application process smoothly. With a focus on small business success, they aim to be a trusted financial partner for local enterprises across various sectors, including hospitality, retail, and healthcare. Their approach emphasizes transparency, responsiveness, and tailored financing strategies to ensure each client receives the best possible outcome for their business needs.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.2
Google Review Count
11
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank that provides SBA loan options and personalized financial services to small businesses in the Doraville area. You can find expert guidance on financing solutions tailored to your business needs and support throughout the loan process.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a lending specialist, but walk-ins are also welcome during business hours. Calling ahead can help streamline your visit and prepare necessary documentation.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday. It"s best to call ahead for specific services or to confirm hours on holidays.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit or consult with the bank; however, loan applications and processing may involve standard fees such as origination or closing costs, which will be disclosed upfront.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and entrepreneurs in the local community, but eligibility for SBA loans is based on business criteria rather than residency alone.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required, though higher scores may improve loan terms and approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the application and completeness of documentation.
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