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Metro Community Development, Inc.

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Description

Metro Community Development, Inc. offers comprehensive SBA financing options tailored to small businesses seeking growth capital. With a focus on community development, this lender provides support for various business needs including working capital, equipment purchases, and real estate acquisitions. Their services are designed to assist entrepreneurs in the Flint area and beyond, emphasizing accessible funding solutions that foster economic development. They have a proven track record with SBA programs, particularly the 7A loan program, supporting businesses with approval amounts up to $140,000. The institution prioritizes personalized service and flexible lending criteria to help small businesses thrive in competitive markets.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
20
Question 1
What is this place and what can I find here?
Answer 1
This is a community development lender offering SBA financing options to small businesses in Flint, Michigan. You can find support for loans, real estate, equipment, and working capital to help grow your business.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to discuss your needs, but walk-in consultations may be available during business hours. Contact the office in advance for the best service experience.
Question 3
What are the hours of operation?
Answer 3
The office operates from 9:00 AM to 5:00 PM, Monday through Friday. Hours may vary on holidays or special occasions, so it"s best to call ahead.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access consultation services; however, loan processing and guarantee fees apply during the loan application process, which are disclosed upfront.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This service is open to small business owners and entrepreneurs in the Flint area seeking SBA financing, regardless of residency, as long as they meet the eligibility criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, but stronger credit profiles can improve approval chances and loan terms.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the completeness of documentation and loan complexity.
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