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Midstates Bank, National Association

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Description

Midstates Bank, National Association, offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financial support for growth and expansion. With a focus on the 7(a) loan program, this bank provides flexible financing options that can be used for working capital, equipment purchase, or real estate acquisition. Their experienced team guides clients through the application process, ensuring a smooth experience from start to finish. Located in Council Bluffs, IA, they serve a diverse range of industries, emphasizing personalized service and quick approval times. The bank’s commitment to supporting local businesses makes it a reliable partner for entrepreneurs looking to leverage SBA programs for their business needs. Whether you’re a startup or an established enterprise, Midstates Bank can help you access the funding necessary to reach your goals and grow sustainably.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.6
Google Review Count
21
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA loan programs and financial services for small businesses, including funding options for growth and expansion.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated based on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees apply only to loan processing and related services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and entrepreneurs in the regional area, but eligibility varies by loan program.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 or higher is generally preferred for loan qualification.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.
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