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MVB Bank, Inc.

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Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with various loan options tailored to meet their growth and operational needs. With a focus on the SBA 7(a) program, it provides flexible financing solutions for business expansion, equipment purchases, and working capital. The bank’s experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Located in Fairmont, West Virginia, it serves local entrepreneurs and businesses seeking reliable funding sources. The institution also offers personalized financial advice and support, making it a trusted partner for small business success. Whether you’re a startup or an established company, this bank is committed to helping you achieve your business goals with tailored loan programs and dedicated service.

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Q&A

Lender Type
Commercial Bank
Google Rating
2.7
Google Review Count
23
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs designed to support small businesses with funding for growth, equipment, and working capital needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with appointments available outside regular hours upon request.
Question 4
Is there a fee to use this?
Answer 4
Yes, there are fees associated with loan processing and closing, which vary depending on the specific loan product and amount.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves small businesses and entrepreneurs within the region, but eligibility is based on loan criteria rather than residency alone.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required for loan consideration.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the completeness of application and documentation.
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