Go Back
Report Abuse

National Institutes of Health FCU

0 (0 Reviews)
photo-1169.jpg
photo-1169.jpg

Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses through various loan programs. With a focus on the 7(a) loan program, it provides funding solutions tailored to meet the needs of entrepreneurs across different industries. The bank is committed to fostering economic growth by providing accessible capital for startups, expansions, and working capital needs. Located in Rockville, Maryland, it serves a diverse client base, including healthcare, retail, manufacturing, and service sectors. The institution emphasizes personalized service and flexible terms to help small businesses succeed and thrive in competitive markets. Its experienced lending team guides clients through the application process, ensuring clarity and support at every step. Whether you’re seeking a loan for equipment, real estate, or operational costs, this lender offers competitive rates and straightforward approval processes. With a history of supporting SBA loans, it remains a trusted partner for small business owners seeking reliable financial solutions.

Location

Review

Login to Write Your Review

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.8
Google Review Count
512
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution that offers SBA loan programs designed to support small businesses. You can find assistance with various types of funding, including 7(a), 504, and microloans, tailored to your business needs. Their team provides guidance through the application process and helps you secure the financing required for growth and expansion.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins may be accommodated depending on availability. Calling ahead can help streamline your visit and prepare necessary documentation.
Question 3
What are the hours of operation?
Answer 3
The bank typically operates from 9:00 AM to 5:00 PM, Monday through Friday. It"s advisable to confirm hours directly with the branch, especially for appointment scheduling or special services.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access basic consultation services, but loan processing and origination fees may apply depending on the specific loan product. These fees are disclosed upfront during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves small business owners and entrepreneurs, regardless of residency, as long as they meet the qualification criteria for SBA loans. Membership or residency is not restricted to local residents.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is generally preferred, but higher scores can improve approval chances. The exact requirement may vary based on the loan type and applicant profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of your application and supporting documents. Faster approvals are possible with thorough preparation.
Scroll to Top