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Numerica CU

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Description

Numerica CU offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, equipment, or operational needs. As a trusted financial institution, it provides customized loan solutions with flexible terms and competitive rates. The bank specializes in small business financing, including SBA 7(a) loans, and has a strong track record of supporting local entrepreneurs in Spokane Valley and beyond. Clients can benefit from personalized service and expert guidance throughout the loan process, ensuring their business goals are met efficiently. Whether you’re starting a new venture or expanding an existing one, Numerica CU is committed to helping small businesses thrive with accessible funding options and dedicated support.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.4
Google Review Count
95
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and small business financing solutions to support local entrepreneurs and business growth.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The branch operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or inquiring; fees may apply for loan processing and services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves members and residents within the Spokane Valley region but offers services to qualified small businesses nationwide.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 or higher is generally required for loan approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the complexity of the application and completeness of documentation.
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